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A workplace pension is a great thing because you know that you will have guaranteed income for life when you retire.

I am an advocate for paying one’s fair share of taxes, after all, for the most part we do get value for our tax dollars in Canada.

Recently I met with a couple to discuss their insurance and retirement goals and surprisingly the husband said he didn’t believe in life insurance or leaving money for anyone else to spend when he passed away.

Those of us who are self-employed create the reality we want, at our own pace and don’t have the luxury of having an employer set up and administer pension and benefit plans on our behalf; which means we have to do it ourselves.

21 Dec 2015

Many Canadian parents save in an RESP for the purpose of funding their children’s post-secondary education.

When someone passes away, their estate is subject to a process known as probate, and you may have heard this phrase, “The will has to go through Probate” before the assets in someone’s estate can be distributed to beneficiaries. 

04 Sep 2015

I have heard from many people from all walks of life, in many different situations the phrase “Nothing will happen to me”. 

27 Aug 2015

Is there an invisible employee on your team? 

17 May 2015

Most of us are well intentioned hard working Canadians, we go to work or run our businesses with vim and vigor, we want to provide for our families and create a bright and prosperous future. 

21 Apr 2015

Spring is in the air and like most Canadians you are probably engaged in spring cleaning, throwing out stuff you don’t want, getting rid of the clutter built up over the winter, and maybe buying new stuff like patio furniture, garden supplies or a new Bar B Q.

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